There's no such thing as a perfect wedding. From rainstorms to sushi buffet food poisoning, there are outside forces working together that could ruin what's supposed to be the best day of your life.

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That's why some couples are buying wedding insurance. (There's another thing we have to buy now?)

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Wedding insurance policies cover a wide array of disastrous situations, including lost deposits, severe weather, ruined photos, lost rings, sudden illness, a spouse being called to military service before the ceremony, and so much more.

As helpful as wedding insurance is, there are certain catastrophes it just doesn't cover. Here's a list of 9 disasters that we wish that wedding insurance would cover:

1. Your ceremony is disrupted by a massive tidal wave:

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2. An explosion rocks your happy day:

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3. UFOs descend on the wedding venue:

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4. Your wedding takes place in Jurassic Park:

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5. The Sunnydale Hellmouth Opens on Your Wedding Day:

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6. Rogue Storm Troopers try to take the happy couple hostage:

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7. An ogre bursts into the church to object to your happy union:

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8. The zombie apocalypse coincides with your wedding day:

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9. An angry horde of warriors descends upon your reception and massacres everyone in sight:

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While these are pretty crazy wedding-day scenarios, it's nice to know your big day is in good hands with a hefty wedding insurance policy.